Best Homeowners Insurance Company Review (2014)

 Best Homeowners Insurance Company Review (2014)

Home insurance, also commonly called hazard insurance or homeowner's insurance (often abbreviated in the real estate industry as HOI), is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. It requires that at least one of the named insureds occupies the home. The dwelling policy (DP) is similar, but used for residences that don't qualify for various reasons, such as vacancy/non-occupancy, seasonal/secondary residence, or age.

 What to Look for in Homeowners Insurance Companies

When you begin shopping around and collecting homeowner's insurance quotes, it is vital to make sure you look for companies that provide a large selection of services: the site should be easy to use and navigate; the company should be financially stable and receive recognition for such, and finally, they should offer educational tools and plenty of contact opportunities.

To determine what is the best homeowners insurance, we using this review below :