Free ccleaner optimizes pc work

CCleaner

 CCleaner is a very efficient and easy to use utility that cleans and optimizes your PC to ensure best performance and freedom from malware.

How it Works

The beauty of free download CCleaner is the speed at which it carries out the various scans and fixes. Its main purpose is to clean any unnecessary files from your hard-drive and on opening the program you see the various aspects of Windows that you can search through and clear. CCleaner will also detect your installed applications that may hold on to files which are no longer any use, such as Google Earth histories or Flash Player configurations. The uninstaller is probably more useful, and more powerful, than Windows own uninstaller although use it with care! If you don't know what an entry relates to in the program list, leave it alone to be on the safe side otherwise you could end-up removing vital components.

Quality

When you install CCleaner, it will prompt you whether you want to install Google Chrome as well and whether you want to use CCleaner to preserve cookies that you use regularly to log-onto websites, security checks etc.

The interface in CCleaner is very easy to navigate and before taking any action, you will always be asked to confirm that you are sure about what you want to do. There is a useful Registry Checker that will quickly check its integrity, and let you fix bad entries after making a backup. CCleaner's uninstall and startup tools are very handy to have overall and simply add to the usability of this very rounded little maintenance assistant.

The most recent release of CCleaner now comes with a Drive Wiper. Drive Wiper can be accessed in the Tools section of CCleaner and allows you to choose whether to scrub only free space or an entire drive using three levels of strength - Department of Defense-level three-pass option, a National Security Administration-level seven-pass cleaning or a 35-pass Gutmann-level deep scrub.

There's also improved support for cleaning files left behind by Google Chrome and Internet Explorer 9. Web Apps that use HTML5 database storage are also now included in CCleaner's cleaning process. Finally, a few more System directories have been targeted for cleaning and CCleaner now supports 64 bit machines.

Final word

CCleaner makes keeping your PC clean easy for beginners and experts alike. It's small, fast, comprehensive, and free to download - get cleaning now!

Useful Links

The dangers of using CCleaner

 CCleaner 3.0 released with new drive wiper

CCleaner's advanced options: should you risk it?

Recent changes

    - Added option to skip User Account Control (UAC) warning

    - Added support for Firefox 13.0 beta

    - Moved Thunderbird to be cleaned separately

    - Improved Aurora History cleaning

    - Improved Google Chrome Saved Passwords cleaning

    - Improved Scheduled Tasks detection

    - Improved Uninstaller Installation Date on XP

    - Added cleaning for BitDefender

    - Improved detection for Malwarebytes Anti-Malware, VLC Media Player and Avast! Antivirus 6

    - Minor bug fixes

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What does Marketplace health insurance &cover?

All private health insurance plans offered in the Marketplace will offer the same set of essential health benefits.

These benefits include at least the following items and services:

• Ambulatory patient services (outpatient care you get without being admitted to a hospital)
• Emergency services
• Hospitalization
• Maternity and newborn care (care before and after your baby is born)
• Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
• Prescription drugs
• Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
• Laboratory services
• Preventive and wellness services and chronic disease management
• Pediatric services

New report cites increased flood risk& in coming decades

FEMA on Wednesday released a report on flood risk and the potential impact of climate change, particularly sea level rises.

The upshot: the report said that areas considered flood-prone could substantially increase, particularly here in the Pacific Northwest, by the end of this century. The impact on federal flood insurance -- the National Flood Insurance Program -- would be profound, with substantial increases in both cost and the number of policies.

Mother Jones magazine summarized the report here.

What is the Health Insurance& Marketplace?

The Marketplace is a new way to find health coverage that fits your budget and meets your needs. With one application, you can see all your options and enroll.

When you use the Health Insurance Marketplace, you'll fill out an application and find out if you can get lower costs on your monthly premiums for private insurance plans. You'll find out if you qualify for lower out-of-pocket costs.

The Marketplace will also tell you if you qualify for free or low-cost coverage available through Medicaid or the Children's Health Insurance Program (CHIP).

Open enrollment starts October 1, 2013. Coverage starts as soon as January 1, 2014.

The Health Insurance Marketplace is sometimes known as the health insurance "exchange."
Compare options in the Health Insurance Marketplace

Insurance plans in the Marketplace are offered by private companies, and they cover the same core set of benefits called essential health benefits. No plan can turn you away or charge you more because you have an illness or medical condition. Plans can't charge women more than men.
Learn about the Marketplace that serves you

While all insurance plans are offered by private companies, the Marketplace is run by either your state or the federal government. Find out if your state is operating the Marketplace by using the menu at the bottom of this page. If your state runs the Marketplace, you'll get health coverage through your state’s website, not this one.
The Marketplace simplifies getting health coverage

The Marketplace simplifies your search for health coverage by gathering the options available in your area in one place. With one application you can compare plans based on price, benefits, quality, and other features important to you before you make a choice. You can also get help online, by phone, by chat, or in person.
Find a plan that fits your needs and budget

In the Marketplace information about prices and benefits is written in simple language. You get a clear picture of what premiums you'd pay and what benefits and protections you'd get before you enroll. Compare plans based on what's important to you, and choose the combination of price and coverage that fits your needs and budget.

Life Insurance fined $150,000

Washington State Insurance Commissioner Mike Kreidler has fined an insurance company $150,000 after its agents sold unapproved annuities.
Allianz Life Insurance Company of North America has agreed to pay the fine.
Several Allianz Life agents have been fined, suspended or have lost their insurance licenses in recent years for selling unapproved annuities to Washingtonians. In some cases, the customers were flown to Idaho; in others, the agents falsely claimed that the forms had been signed in Idaho or Florida. Kreidler’s office had been raising concerns with the company about these problems since at least 2007.
As required by law, Allianz Life reported the agents to Kreidler’s office and offered refunds to the affected customers. In April 2012, the company implemented procedures designed to prevent illegal cross-state insurance sales.
“I’m glad to see that the company’s taking efforts to rein in this ongoing problem,” said Kreidler. “I understand the pressure to make sales, but agents and companies selling to Washingtonians have to use products that are approved here.”

For more, please see the press release.

Spokane man's own smartphone is &a witness against him in insurance&fraud case

Last summer, a Spokane man named Bryan Gilbert Robb filed an insurance claim, saying that his home had been burglarized. The police report listed an $800 loss.

Robb's claim, however, totaled $26,569, most of it from computers, games and DVDs. He included several photographs of the items that he said had been stolen.

Digital cameras and smartphones typically record the date and time that an image is taken, with what device, etc. This information, which is embedded in the photo file, is called metadata.

The problem: The metadata for 7 of the 9 photos submitted by Robb showed that the images were taken after the burglary date.

Robb's company, Assurant, denied the claim and turned it over to our Special Investigations Unit, which found a very similar 2004 burglary claim at Mr. Robb's previous address. That claim reported the loss of almost identical computers, a game console and DVDs.

Robb was charged June 14 in Spokane County Superior Court with one count of felony insurance fraud and one count of second-degree attempted theft. Arraignment is set for July 1.

To report insurance fraud or insurance scams here in Washington